Mortgages

For new homeowners, the timing of the first loan payment after closing is essential. You may want to manage cash flow carefully within the months after shelling out substantial sums for the deposit,…

For lots of people, purchasing a home needs a pile of money, putting homeownership out of reach. However, for individuals who qualify because of their military service (or spouse’s military service), it’s possible…

When you get a mortgage to buy a home — so that as you pay it over time — there’ll be some impact to your credit score. Here’s what to anticipate. When are…

In most circumstances, a mortgage can’t be transferred from one borrower to another. That’s since most lenders and loan types don’t allow another borrower to take over payment of the existing mortgage. In…

So, you’ve saved up enough money to close the deal in your dream home. If you wish to convince the seller that you’re the right buyer, you'll need a way to prove this…

There are a lot of seemingly similar mortgage terms to keep straight when you’re getting ready to close on the home, including “closing costs” and “prepaids.” You may hear these terms used interchangeably…

Many consumers view debt of any sort as a financial enemy and strive to reduce loans as soon as possible. That approach is really a wise one for high-interest debt such as charge…

Generation Z is easily superseding millennials as the next crop of consumers. Born between 1997 and 2012, this group is starting hitting the marker which makes them old enough to vote, visit college…

Unless it’s an all-cash deal, most homebuyers use a mortgage to purchase property. There are lots of banking institutions that provide mortgages, including banks and independent organizations. Each has benefits and drawbacks. What’s…