Bank Statement Loans Guide

If you’re self-employed or perhaps a gig worker looking to purchase a home, a bank statement loan may help. Having a bank statement loan, you be eligible for a a home loan according…

Read more

HELOCs Aren't Interest-Only Forever

A home equity credit line, or HELOC, is really a revolving line of credit secured through the equity in your house. For those who have extra equity in your house, you are able…

Read more

What Happens If You Don’t Pay HOA Fees?

Homeowners Associations (HOA) help  keep your community neat and safe, and often maintain shared neighborhood amenities like pools, tennis courts and fitness facilities. These are just a number of the reasons that you…

Read more

Portfolio Loans: What Are They and How They Work

With most mortgages, the lender that originates the loan doesn’t actually hold on to the loan. Instead, it gets traded around the secondary mortgage market, which helps release capital and permit other prospective…

Read more

Average Mortgage Closing Costs By State

Buying a home is one of the biggest investments you may ever make, but the price doesn’t provide the truth of how much you’ll want to get the keys. You’ll also need to…

Read more

How Does A Fixed-Rate HELOC Work?

You may know how a typical home equity credit line (HELOC) works — functioning as a revolving credit line secured from your home’s equity. However, a fixed-rate HELOC works just a little differently….

Read more

What Are Mortgage Seasoning Requirements?

If you’re looking to buy a home, you’re probably acquainted with the seasonality of the housing market, but it’s important too to know seasoning with regards to your down payment funds or loans….

Read more

Cash-Out Refinance Requirements 2022

If you’ve paid down your mortgage for some time or perhaps your home’s value went up significantly, you might take benefit of that equity having a cash-out refinance. This method refinances your current…

Read more

ARM Loan Requirements 2022

An adjustable-rate mortgage (ARM) comes with an interest rate that changes periodically. The advantage of a leg is the fact that it’s typically initially less expensive than a fixed-rate mortgage, keeping the monthly…

Read more

Should I Use A Home Equity Loan To Buy A Car?

If you’re looking to purchase a car, the standard option for financing is definitely an car loan, but it’s also easy to finance your automobile using a home loan. Using this method, however,…

Read more